Frequently Asked Questions

 Level 2 and Level 3 card data provides more information for business, commercial, corporate, purchasing, and government cardholders. Credit card transactions submitted with Level 2 and Level 3 card data can obtain lower interchange rates and provide merchants with a lower processing cost. 

If your business accepts card payment from other businesses (B2B) via corporate, business commercial or government Visa, Mastercard, Discover or AMEX cards and sales tax is charged, Level 2 and Level 3 data Interchange discounts can apply to your business.

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PCI stands for Payment Card Industry. The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard used to handle credit cards from major card brands. The standard is administered by the Payment Card Industry Security Standards Council, and its use is mandated by the card brands. Wikipedia 

Think of PCI as Protecting Card Information. 5280 Payments helps to ensure your business is PCI compliant annually.

Merchant Settlements usually show up in your business checking account the next business day.